Franchise Lending Solutions for Entrepreneurs

At Cardinal Business Financing, Inc., our mission is clear: We provide financing for industries across the spectrum and across the country, including small—to medium-sized businesses, startups, and franchises. We provide financing along with our own access to capital through our lending partnerships with traditional banks, institutional lenders, private investors, and family offices.


We have provided financing for many franchises through equipment leasing, working capital loans, lines of credit, and our SBA partners. At The Cardinal, when it comes to SBA financing, we only partner with lenders who are 100% SBA or have a department entirely devoted to SBA lending. Our process is streamlined and compact, leading to a reasonable time frame for funding.

  • A man and a woman are standing next to each other in a restaurant.


Cardinal Business Financing is more than an avenue to secure financing for new or existing franchises. We understand the intricacies of lending to new franchisees and provide the best guidance and advice in various areas, such as TI Allowances, working capital needs, lease agreements, construction timelines, permits, and more. We do a lot of the heavy lifting to ensure the process moves efficiently and quickly. Our financial advice on the first location helps ensure that future locations are a snap.


Whatever type of financing your franchise(s)requires, we will bend over backward to make your needs a reality. We wear our servant’s towel daily to serve our clients. Our clients are not names or numbers; they are meaningful relationships we value now and for years. That’s The Cardinal Edge®.

Financing for Franchise Startups

Starting a franchise can be a significant investment, and Cardinals lending programs provides an affordable way to get your business off the ground. We offer multiple financing options that can help you avoid large upfront costs and spread payments over time. We offer multiple franchise options such as:

  • SBA Lending: SBA loans are a major player in financing franchise startups, offering low-interest rates and extended repayment terms.
  • 401K Business Financing: Through the ROBS program, you can use your 401K to fund your new franchise without early withdrawal penalties.
  • Working Capital Loans and Lines of Credit: These provide essential funds for operational costs, payroll, or unexpected expenses as you establish your franchise.
  • Equipment Financing: Get the tools and machinery you need to run your franchise with flexible payment terms.

Franchise Growth

As your franchise grows, so do your financial needs. Our flexible leasing options along with working capital opportunities allow you to scale your operations and invest in new locations without the stress of upfront capital expenses. Whether you're upgrading equipment, expanding your real estate, or adding new staff, we provide financing solutions to fit your growth strategy.

Quick Approvals for Franchise Lending

One of the key advantages of working with Cardinals Business Financing, Inc. is our commitment to fast, efficient approvals. We understand that in the fast-paced world of franchising, time is money. That's why we strive to provide quick approvals so you can move forward with your franchise plans without unnecessary delays.

  • Fast approvals to get your franchise up and running.
  • Competitive rates and flexible terms.
  • A variety of financing options are tailored to your needs.
  • Expert guidance every step of the way.

Call Us to Learn More!

Cardinals Business Financing, Inc. in Danbury, CT, is committed to helping franchise owners succeed. If you're ready to start or expand your franchise and need the right financial support, give us a call.

866-578-5999 x1001
Share by: