What We Believe at "The Cardinal"

Name: Cardinal Business Financing, Inc.
Address: Southbury, CT, 06488, USA
Telephone: 203-816-6956
Price range: $

At Cardinal Business Financing, we believe there is a better alternative to the current financing process that is offered to today’s small businesses. We are not bound by old, nonfunctional, or limiting processes. Whether it is equipment leasing, working capital loans or commercial real estate financing; our mission is to provide the best financing options that are available for your business. We don’t believe in the status quo- we believe in thinking differently. We are driven by a belief that business financing should not be an arduous process.

We believe that we need to fit into your “box” rather than you fit into some standardized financing parameters. We want to know and understand you and your business and not make decisions based on algorithms and FICO scores. We believe that your time is valuable and that you want answers and lending processes that are efficient, transparent, and fast. We take pride in offering you financing solutions and funding in days not weeks and months. And, if we don’t have the solution for your financing needs, we will tell you quickly and work with you to find alternatives.

Whatever type of financing your business requires we will bend over backwards to bring your needs into reality. We wear our servant’s towel to work every day to serve our clients. Our clients are not names or numbers; they are important relationships that we value now and for years to come. That’s The Cardinal Edge®

Our Services

Equipment Leasing Financing
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Small Business Loans
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Manufacturing Financing
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Medical
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Restaurant
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Hospitality
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Vendor Partner Program
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Debt Restructuring

If you have more than $50k or more in high-cost business debt and are struggling to make payments we can help.
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Quick & Easy Working Capital To Grow Your Small Business

Learn More About our Affordable Financing Solutions

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We Match Small Businesses with Custom Solutions to Meet Their Unique Business Financing Needs

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Affordable and accessible financing tailored to the unique needs of your business

Unlike many finance companies, we view customers as much more than just another transaction; we know full well that behind every small business is a singular story of vision, hard work, and livelihood. So we take the time to know you, your business and its unique needs. As a result, we don’t just get you financing – we get the type of financing that is right for you.

That means working capital loans and equipment leases that grow revenues but also increase profits. As a small business ourselves, we know the importance of capital and the hurdles healthcare professionals, restaurants, construction companies, manufacturers or golf courses face in trying to secure it.

While we serve a variety of customer types, we are at our very best when we find solutions for clients who’ve had difficulty with approvals or affordability. We have the analytical abilities, industry experience and partner network necessary to help you secure funds to grow your business. Click to learn more about us.

Our Reviews

“We recently had plans to expand one of our restaurants which would require an influx of working capital. We were referred to Cardinal Business Financing to explore the finance options available. The people at Cardinal reviewed all aspects of our business and provided us with the perfect solution for our needs. They were easy to work with and extremely knowledgeable. I would recommend them to any small business who is in need of working capital.”

James Roland, Ella’s Fine Food and Drink, Westerly Rhode Island.
“Dan at Cardinal was instrumental in acquiring the financing I needed, when I needed it, in order to make my small business vision a reality. He was open to offering advice, regardless if he was to get my business. Ultimately, he did, and I wouldn’t think twice. Thank you, Dan, for what you’ve done for my business.”

Wil Soto, Premiere Wine and Spirits of Newtown

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“We were in business for a few years and were looking to expand when we contacted Cardinal Business Financing to inquire about what types of financing might be available to us. Dan listened to our needs and was quickly able to run down the options available. Before we knew it, Dan had us approved for the funding we needed to open a second location. We are now working with Cardinal Business Financing with plans to expand once again. From the first call to post-closing, they made the process as simple as can be’.

Ronald Stasko, Barnum Learning Center LLC

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“I have worked with Dan Casanta at Cardinal Business Financing on two different loans, both of which were huge game changers for our business. These loans allowed us to consolidate and expand to grow the business to where it is today. From start to finish Dan guided us thru the process to make sure we reached the end with positive results. I will always refer him and look forward to working with him again on our upcoming expansions.”

Marco Aranzullo, Discreet Investigations, Inc.

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“My company needed to acquire additional equipment this winter. I was referred to Cardinal Business Financing by a colleague. I met with Dan Casanta, he reviewed my portfolio and quickly provided me with a solution. I was approved for a lease within hours, with an excellent rate and terms. Dan worked with the equipment vendor and my insurance agent to complete the transaction. Cardinal is fast and efficient. I highly recommend them.”

Andrew Flach, Fliks Enterprises, LLC

Current Blog

Is Now the Time to Buy a Business?

26 May, 2021

Is Now the Time to Buy a Business? If you’re considering buying a business, read these bookkeeping tips to learn how to evaluate the financial health of a business before you buy. Whether you are an entrepreneur looking for a potentially lucrative investment, are a pragmatist seeking a recession-proof source of income or have decided the current […] The post appeared first on Cardinal Business Financing, Inc..

CEOs HAVE HIGH CONFIDENCE IN ECONOMIC OUTLOOK

23 Feb, 2021

U.S. CEOs Have High Confidence in Economic Outlook CEOs expect improvement in the labor market over the next year. The outlook for employee wages also improved, while the potential for layoffs receded, according to the report. Corporate leaders are more upbeat about the U.S. economy than at any time in the past 17 years, according […] The post CEOs HAVE HIGH CONFIDENCE IN ECONOMIC OUTLOOK appeared first on Cardinal Business Financing, Inc..

New COVID Relief Bill – Paycheck Protection Program (Round 2) | What You Need To Know

13 Jan, 2021

As a result of recently passed stimulus legislation called the Economic Aid Act, additional funding has been made available under the Paycheck Protection Program (“PPP”) for both first and second-time borrowers. It is anticipated that borrowers applying for a first PPP loan will be able to do so through community financial institutions beginning Monday, January […] The post New COVID Relief Bill – Paycheck Protection Program (Round 2) | What You Need To Know appeared first on Cardinal Business Financing, Inc..

Attention Small Business Owners

08 Jan, 2021

Small-business owners will have access to new PPP funding. SBA prepares for new round of PPP loans The U.S. Small Business Administration has yet to release a date for when it will start accepting new Paycheck Protection Program loan applications, but it has revealed who gets to go first. The agency plans to accept PPP loan applications only from community […] The post Attention Small Business Owners appeared first on Cardinal Business Financing, Inc..

FED LOWERS MINIMUM ON MAIN STREET PLAN

02 Nov, 2020

The Federal Reserve has once again altered the terms of its $600 billion Main Street Lending Program to reach more small businesses. The minimum loan size for both for-profit businesses and nonprofits is now $100,000, down from a $250,000 loan minimum. In addition, Paycheck Protection Program loans of up to $2 million now will be excluded from calculating the size of a possible […] The post FED LOWERS MINIMUM ON MAIN STREET PLAN appeared first on Cardinal Business Financing, Inc..

How to Grow Your Business in the Midst of a Global Pandemic?

29 Sep, 2020

COVID-19 has disrupted the way businesses conduct their day-to-day operations as a result of lockdowns and other mandatory quarantine measures. Restaurants, airlines, hotels, casinos, and many other establishments … have been forced to rethink their business models and the way they deliver their products and services to clients. The goal is to not just bring […] The post How to Grow Your Business in the Midst of a Global Pandemic? appeared first on Cardinal Business Financing, Inc..